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In the bowl of a stand mixer, beat together the cream cheese, cheddar cheese, onion, salsa, and cumin. Beat until well mixed and creamy.
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Scoop the mixture into plastic wrap and shape into a ball. Refrigerate for at least 2 hours.
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When ready to serve, roll ball in Doritos until covered. Place bell pepper stem on top. Serve with tortilla chips, crackers, or fresh veggies.